diff --git a/backend/app/api/settings.py b/backend/app/api/settings.py
index d8536e7..a5747ed 100644
--- a/backend/app/api/settings.py
+++ b/backend/app/api/settings.py
@@ -590,7 +590,7 @@ def save_data_source(req: CustomSourceIn) -> dict:
 
 
 @router.delete("/data-sources/{name}")
-def delete_data_source(name: str) -> dict:
+def delete_data_source(name: str, request: Request) -> dict:
     """删除一个自定义数据源 yaml, 保存后自动 reload。
 
     若当前总开关选中的就是被删的源, 回退到 tickflow。
@@ -615,6 +615,8 @@ def delete_data_source(name: str) -> dict:
         updates["adj_factor_provider"] = "same_as_daily"
     if updates:
         preferences.save(updates)
+    # 删除源可能触发偏好回退 tickflow, 同步刷新能力快照
+    request.app.state.capabilities = detect_capabilities()
     return list_data_sources()
 
 
@@ -644,12 +646,14 @@ def test_data_source(req: CustomSourceTestIn) -> dict:
 
 
 @router.put("/preferences/data-providers")
-def update_data_providers(req: DataProvidersIn) -> dict:
+def update_data_providers(req: DataProvidersIn, request: Request) -> dict:
     """保存数据源选择。"""
     from app.services import preferences
     updates = req.model_dump(exclude_none=True)
     if updates:
         preferences.save(updates)
+    # 刷新能力快照: 当前 provider 变化会改变自定义源能力增广结果 (读缓存, 无网络请求)
+    request.app.state.capabilities = detect_capabilities()
     return {
         "daily_data_provider": preferences.get_daily_data_provider(),
         "adj_factor_provider": preferences.get_adj_factor_provider(),
diff --git a/backend/app/tickflow/policy.py b/backend/app/tickflow/policy.py
index 1974bfb..54b475a 100644
--- a/backend/app/tickflow/policy.py
+++ b/backend/app/tickflow/policy.py
@@ -285,11 +285,11 @@ def _load_cached_capset(cache_path: Path) -> CapabilitySet | None:
 
 
 def detect_capabilities(force: bool = False) -> CapabilitySet:
-    """探测当前可用的能力集 (TickFlow API Key 档位 + 自定义数据源)。
+    """探测当前可用的能力集 (TickFlow API Key 档位 + 自定义/插件数据源)。
 
-    自定义数据源补能力: 用户配了自定义分钟数据源时, 即使无 TickFlow Pro+
-    也补上 KLINE_MINUTE_BATCH, 使分时图/自动同步/回测等功能不再被权限门拦。
-    取数函数内部会按 preferences.get_minute_data_provider() 分流到自定义源,
+    能力标准对所有数据源一致: 自定义源被选为某数据集的当前 provider 且声明了
+    该数据集时, 补上对应能力 (见 _DATASET_CAP_MAP), 使功能不再被权限门拦。
+    取数函数内部会按 preferences.get_*_data_provider() 分流到对应数据源,
     不会错误调用 TickFlow。
     """
     capset = _detect_tickflow_caps(force)
@@ -297,16 +297,41 @@ def detect_capabilities(force: bool = False) -> CapabilitySet:
     return capset
 
 
+# 数据集 → 能力映射: 第三方源声明某数据集且被选为当前 provider 时补授的能力。
+# 实时行情无对应能力键 (权限由 QuoteService.is_realtime_allowed 判定);
+# 五档盘口/WebSocket 暂无第三方数据集契约, 不增广。
+_DATASET_CAP_MAP: tuple[tuple[str, Cap], ...] = (
+    ("daily", Cap.KLINE_DAILY_BATCH),
+    ("adj_factor", Cap.ADJ_FACTOR),
+    ("minute", Cap.KLINE_MINUTE_BATCH),
+    ("financial", Cap.FINANCIAL),
+)
+
+
 def _augment_custom_sources(capset: CapabilitySet) -> None:
-    """根据用户配置的自定义数据源, 补充对应能力 (不覆盖 TickFlow 已有的)。"""
+    """根据用户配置的数据源, 补充对应能力 (不覆盖 TickFlow 已有的)。"""
     try:
         from app.services import preferences
-        provider = preferences.get_minute_data_provider()
-        if provider != "tickflow":
-            from app.data_providers import custom as custom_sources
-            if custom_sources.provider_has_dataset(provider, "minute"):
-                capset.grant(Cap.KLINE_MINUTE_BATCH)
-                logger.info("custom minute source '%s' detected: granted KLINE_MINUTE_BATCH", provider)
+        from app.data_providers import custom as custom_sources
+
+        daily_provider = preferences.get_daily_data_provider()
+        adj_provider = preferences.get_adj_factor_provider()
+        if adj_provider == "same_as_daily":
+            adj_provider = daily_provider
+        active_providers = {
+            "daily": daily_provider,
+            "adj_factor": adj_provider,
+            "minute": preferences.get_minute_data_provider(),
+            "financial": preferences.get_financial_provider(),
+        }
+        for dataset, cap in _DATASET_CAP_MAP:
+            provider = active_providers[dataset]
+            if provider != "tickflow" and custom_sources.provider_has_dataset(provider, dataset):
+                capset.grant(cap)
+                logger.info(
+                    "custom source '%s' provides dataset '%s': granted %s",
+                    provider, dataset, cap.value,
+                )
     except Exception as e:  # noqa: BLE001
         logger.debug("custom source augment skipped: %s", e)
 
diff --git a/backend/tests/test_capability_augment.py b/backend/tests/test_capability_augment.py
new file mode 100644
index 0000000..5543be6
--- /dev/null
+++ b/backend/tests/test_capability_augment.py
@@ -0,0 +1,120 @@
+"""能力标准统一: 自定义/插件数据源能力增广回归测试。
+
+对应 _augment_custom_sources 的数据集→能力映射 (daily/adj_factor/minute/financial):
+某数据集的当前 provider 非 tickflow 且声明了该数据集 → grant 对应能力;
+取数路由仍按 preferences 分流, 不会误调 TickFlow。
+"""
+from __future__ import annotations
+
+from unittest.mock import MagicMock
+
+from app.tickflow.capabilities import Cap, CapabilityLimits, CapabilitySet
+from app.tickflow.policy import _augment_custom_sources
+
+
+def _set_providers(monkeypatch, *, daily="tickflow", adj="same_as_daily",
+                   minute="tickflow", financial="tickflow") -> None:
+    """mock preferences 各数据集 provider getter。"""
+    from app.services import preferences
+    monkeypatch.setattr(preferences, "get_daily_data_provider", lambda: daily)
+    monkeypatch.setattr(preferences, "get_adj_factor_provider", lambda: adj)
+    monkeypatch.setattr(preferences, "get_minute_data_provider", lambda: minute)
+    monkeypatch.setattr(preferences, "get_financial_provider", lambda: financial)
+
+
+def _set_datasets(monkeypatch, datasets: set[str]) -> None:
+    """mock provider_has_dataset: 非 tickflow provider 对给定数据集返回 True。"""
+    monkeypatch.setattr(
+        "app.data_providers.custom.provider_has_dataset",
+        lambda name, ds: name != "tickflow" and ds in datasets,
+    )
+
+
+def test_daily_custom_source_grants_daily_batch(monkeypatch):
+    _set_providers(monkeypatch, daily="mock_src")
+    _set_datasets(monkeypatch, {"daily"})
+    capset = CapabilitySet()
+    _augment_custom_sources(capset)
+    assert capset.has(Cap.KLINE_DAILY_BATCH)
+    # 未声明其他数据集 → 不补
+    assert not capset.has(Cap.ADJ_FACTOR)
+    assert not capset.has(Cap.KLINE_MINUTE_BATCH)
+    assert not capset.has(Cap.FINANCIAL)
+
+
+def test_adj_same_as_daily_resolves_to_daily_provider(monkeypatch):
+    """adj_factor_provider=same_as_daily → 跟随 daily provider 判定。"""
+    _set_providers(monkeypatch, daily="mock_src", adj="same_as_daily")
+    _set_datasets(monkeypatch, {"adj_factor"})
+    capset = CapabilitySet()
+    _augment_custom_sources(capset)
+    assert capset.has(Cap.ADJ_FACTOR)
+
+
+def test_minute_custom_source_grants_minute_batch(monkeypatch):
+    """原有 minute 增广行为保持。"""
+    _set_providers(monkeypatch, minute="mock_src")
+    _set_datasets(monkeypatch, {"minute"})
+    capset = CapabilitySet()
+    _augment_custom_sources(capset)
+    assert capset.has(Cap.KLINE_MINUTE_BATCH)
+
+
+def test_financial_custom_source_grants_financial(monkeypatch):
+    _set_providers(monkeypatch, financial="mock_src")
+    _set_datasets(monkeypatch, {"financial"})
+    capset = CapabilitySet()
+    _augment_custom_sources(capset)
+    assert capset.has(Cap.FINANCIAL)
+
+
+def test_provider_active_but_dataset_not_declared_no_grant(monkeypatch):
+    """provider 被选为当前源但未声明该数据集 → 不 grant (回退 TickFlow 语义)。"""
+    _set_providers(monkeypatch, daily="mock_src", minute="mock_src",
+                   adj="mock_src", financial="mock_src")
+    _set_datasets(monkeypatch, set())  # 什么都不声明
+    capset = CapabilitySet()
+    _augment_custom_sources(capset)
+    assert not capset.has(Cap.KLINE_DAILY_BATCH)
+    assert not capset.has(Cap.ADJ_FACTOR)
+    assert not capset.has(Cap.KLINE_MINUTE_BATCH)
+    assert not capset.has(Cap.FINANCIAL)
+
+
+def test_tickflow_active_no_grant(monkeypatch):
+    """全部数据集仍走 tickflow → 不补任何能力。"""
+    _set_providers(monkeypatch)  # 默认全 tickflow
+    _set_datasets(monkeypatch, {"daily", "adj_factor", "minute", "financial"})
+    capset = CapabilitySet()
+    _augment_custom_sources(capset)
+    assert not capset.has(Cap.KLINE_DAILY_BATCH)
+    assert not capset.has(Cap.ADJ_FACTOR)
+    assert not capset.has(Cap.KLINE_MINUTE_BATCH)
+    assert not capset.has(Cap.FINANCIAL)
+
+
+def test_grant_does_not_override_tickflow_limits(monkeypatch):
+    """grant 不覆盖 TickFlow 已有能力及其限制。"""
+    _set_providers(monkeypatch, minute="mock_src")
+    _set_datasets(monkeypatch, {"minute"})
+    capset = CapabilitySet()
+    capset.grant(Cap.KLINE_MINUTE_BATCH, CapabilityLimits(rpm=30, batch=100))
+    _augment_custom_sources(capset)
+    lim = capset.limits(Cap.KLINE_MINUTE_BATCH)
+    assert lim is not None and lim.rpm == 30 and lim.batch == 100
+
+
+def test_update_data_providers_refreshes_capability_snapshot(monkeypatch):
+    """切换数据源后 app.state.capabilities 快照应刷新 (读缓存+增广, 无网络)。"""
+    from app.api import settings as settings_api
+
+    monkeypatch.setattr("app.services.preferences.save", lambda upd: None)
+    sentinel = CapabilitySet()
+    monkeypatch.setattr(settings_api, "detect_capabilities", lambda: sentinel)
+
+    mock_request = MagicMock()
+    settings_api.update_data_providers(
+        MagicMock(model_dump=lambda exclude_none: {"daily_data_provider": "mock_src"}),
+        mock_request,
+    )
+    assert mock_request.app.state.capabilities is sentinel
diff --git a/docs/configuration.md b/docs/configuration.md
index 65546a8..15e8ef1 100644
--- a/docs/configuration.md
+++ b/docs/configuration.md
@@ -28,6 +28,8 @@ TICKFLOW_API_KEY=              # 留空 = None 模式(历史日K免费);填 Key
 
 > 完整能力矩阵见 [tickflow.org/pricing](https://tickflow.org/pricing/),高等档位含较低档全部权益。
 > 在面板 **设置 → 凭据与能力** 点「重新检测」可查看当前档位标签。
+>
+> **档位仅适用于 TickFlow 数据源**。功能门槛的统一标准是"能力"(`kline.minute.batch`、`depth5.batch`、`financial` 等能力键):其他第三方/自定义数据源以声明的数据集能力为准,系统会按当前数据源配置自动合并判定,UI 提示一律以能力名表达,不再依赖 TickFlow 档位名。
 
 ---
 
diff --git a/frontend/src/components/Layout.tsx b/frontend/src/components/Layout.tsx
index 8e72a61..2d68a6d 100644
--- a/frontend/src/components/Layout.tsx
+++ b/frontend/src/components/Layout.tsx
@@ -3,7 +3,7 @@ import { NavLink, Outlet, useNavigate, useLocation } from 'react-router-dom'
 import { useQuery, useQueryClient } from '@tanstack/react-query'
 import { motion } from 'framer-motion'
 import { useQuoteStream, useQuoteStreamStatus } from '@/lib/useQuoteStream'
-import { ToastContainer } from '@/components/Toast'
+import { ToastContainer, toast } from '@/components/Toast'
 import { AlertToastContainer } from '@/components/AlertToast'
 import { AiAnalysisHost } from '@/components/financials/AiAnalysisHost'
 import { AiReportBubble } from '@/components/financials/AiReportBubble'
@@ -20,7 +20,6 @@ import {
   useToggleRealtimeQuotes,
 } from '@/lib/useSharedMutations'
 import { QK } from '@/lib/queryKeys'
-import { tierRank } from '@/lib/capability-labels'
 import {
   Siren,
   Star,
@@ -364,7 +363,7 @@ export function Layout() {
   const navigate = useNavigate()
   const version = versionData?.version
   const realtimeEnabled = prefs?.realtime_quotes_enabled ?? false
-  // Free 档监控限制提示: 可手动关闭, 不持久化 (刷新后恢复显示)
+  // 自选实时模式限制提示: 可手动关闭, 不持久化 (刷新后恢复显示)
   const [dismissFreeHint, setDismissFreeHint] = useState(false)
   useEffect(() => {
     const compact = window.matchMedia('(max-width: 767px)')
@@ -408,9 +407,10 @@ export function Layout() {
   const isTrading = quoteStatus?.is_trading_hours ?? false
   // 管道/数据修正运行期间实时行情被临时暂停 — 此时禁止开启
   const isPaused = quoteStatus?.paused ?? false
-  const tier = tierRank(caps?.label ?? '')
-  const isNoneTier = tier < 0
-  const isWatchlistMode = tier === 0
+  // 实时模式以 quote_status 为准 (数据源无关): none=不可用 / watchlist=自选实时 / full_market=全市场
+  const quoteMode = quoteStatus?.mode ?? 'none'
+  const realtimeUnavailable = quoteMode === 'none'
+  const isWatchlistMode = quoteMode === 'watchlist'
   const realtimeModeLabel = isWatchlistMode ? '自选股' : '全市场'
   // 当前实时行情数据源名称 (custom 时显示源名, tickflow 时不显示)
   const realtimeProvider = prefs?.realtime_data_provider
@@ -512,15 +512,17 @@ export function Layout() {
   const visibleNavItems = navItems.filter(n => !hiddenIds.has(n.to) && !hiddenIds.has(n.to.replace(/^\/analysis\//, '')))
 
   const handleToggle = async (enabled: boolean) => {
-    // 开启时重新校验档位
+    // 开启时重新校验实时权限 (以 quote_status 的数据源无关判定为准)
     if (enabled) {
       const fresh = await qc.fetchQuery({
-        queryKey: QK.capabilities,
-        queryFn: api.capabilities,
+        queryKey: QK.quoteStatus,
+        queryFn: api.quoteStatus,
       })
-      const freshTier = tierRank(fresh.label ?? '')
-      if (freshTier < 0) return
-      if (freshTier === 0 && (prefs?.realtime_watchlist_symbols?.length ?? 0) === 0) {
+      if (!fresh.realtime_allowed) {
+        toast('当前数据源无实时行情能力, 请先配置数据源', 'error')
+        return
+      }
+      if (fresh.mode === 'watchlist' && (prefs?.realtime_watchlist_symbols?.length ?? 0) === 0) {
         navigate('/watchlist')
         return
       }
@@ -740,7 +742,7 @@ export function Layout() {
           </div>
         ) : (
         <div className="border-t border-border px-3 py-2.5 shrink-0">
-          {isNoneTier && !realtimeProviderName ? (
+          {realtimeUnavailable && !realtimeProviderName ? (
             <div>
               <div className="flex items-center justify-between">
                 <span className="text-xs text-secondary truncate">实时行情</span>
@@ -760,7 +762,7 @@ export function Layout() {
               </div>
             </div>
           ) : (
-            /* Starter+ — 开关 + 跳转设置 */
+            /* 实时可用 — 开关 + 跳转设置 */
             <div className="flex items-center gap-2">
               <div className="flex min-w-0 flex-1 items-center gap-2">
                 <span className={`inline-block h-2 w-2 shrink-0 rounded-full ${realtimeIndicatorClass}`} />
@@ -810,13 +812,13 @@ export function Layout() {
 
           {/* 状态提示 */}
           {realtimeEnabled
-            && (!isNoneTier || realtimeProviderName)
+            && (!realtimeUnavailable || realtimeProviderName)
             && (isPaused || (isWatchlistMode && !dismissFreeHint && !realtimeProviderName))
             && (
               <div className="mt-1.5 text-[10px] leading-snug space-y-0.5">
                 {isWatchlistMode && !dismissFreeHint && !realtimeProviderName && (
                   <div className="flex items-start gap-1 text-amber-400/80">
-                    <span className="flex-1">监控自选股前 5 只，全市场监控需 Starter+</span>
+                    <span className="flex-1">自选实时模式监控前 5 只，全市场实时依赖数据源支持</span>
                     <button
                       onClick={() => setDismissFreeHint(true)}
                       className="text-amber-400/50 hover:text-amber-400 shrink-0 transition-colors"
@@ -831,7 +833,7 @@ export function Layout() {
                 )}
               </div>
             )}
-          {showSidebarQuotes && !isWatchlistMode && (!isNoneTier || !!realtimeProviderName) && (
+          {showSidebarQuotes && !isWatchlistMode && (!realtimeUnavailable || !!realtimeProviderName) && (
             <SidebarIndexQuotes rows={sidebarIndexQuotes?.rows} items={sidebarIndexes} />
           )}
         </div>
diff --git a/frontend/src/components/SealedBadge.tsx b/frontend/src/components/SealedBadge.tsx
index 1e76a2c..8c1a4b9 100644
--- a/frontend/src/components/SealedBadge.tsx
+++ b/frontend/src/components/SealedBadge.tsx
@@ -70,7 +70,7 @@ export function SealedBadge({ degraded, hasDepth, isHistorical, sealedReady, sea
 
   // 组装原因文案(仅降级时用)
   const reasons: string[] = []
-  if (!hasDepth) reasons.push('当前套餐无五档盘口能力(需 Pro+),涨停判定基于收盘价,可能含假涨停')
+  if (!hasDepth) reasons.push('五档盘口数据不可用,涨停判定基于收盘价,可能含假涨停')
   if (isHistorical) reasons.push('历史日期的盘口快照不可获取,无法判定真假板')
   if (hasDepth && !isHistorical && !sealedReady) reasons.push('盘中 sealed 数据尚未就绪,收盘后自动恢复')
 
@@ -126,7 +126,7 @@ export function SealedBadge({ degraded, hasDepth, isHistorical, sealedReady, sea
                       </div>
                     ))}
                     <div className="mt-1.5 pt-1.5 border-t border-border text-muted">
-                      真假板判定依赖五档盘口实时快照(卖一/买一量)。Pro+ 套餐的当天数据在收盘后自动恢复。
+                      真假板判定依赖五档盘口实时快照(卖一/买一量)。配置提供五档盘口的数据源后,当天数据在收盘后自动恢复。
                     </div>
                   </>
                 ) : (
diff --git a/frontend/src/components/StockMultiDayIntradayChart.tsx b/frontend/src/components/StockMultiDayIntradayChart.tsx
index ef910b0..852fb37 100644
--- a/frontend/src/components/StockMultiDayIntradayChart.tsx
+++ b/frontend/src/components/StockMultiDayIntradayChart.tsx
@@ -73,7 +73,7 @@ export function StockMultiDayIntradayChart({
     onError: (e: Error) => {
       const msg = e.message || ''
       if (msg.includes('403') || msg.includes('Pro')) {
-        toast('分钟K数据需要 Pro+ 权限', 'error')
+        toast('分钟K(批量)数据不可用', 'error')
       } else {
         toast(`补齐数据失败: ${msg}`, 'error')
       }
diff --git a/frontend/src/components/StockPanel.tsx b/frontend/src/components/StockPanel.tsx
index cb1172a..ef5aa90 100644
--- a/frontend/src/components/StockPanel.tsx
+++ b/frontend/src/components/StockPanel.tsx
@@ -78,7 +78,7 @@ export function StockPanel({
     saveInfoFields(next)
   }, [])
 
-  // 财务指标：仅当信息条配置含可见的财务字段且用户具备 FINANCIAL 能力 (Expert) 时才请求
+  // 财务指标：仅当信息条配置含可见的财务字段且用户具备财务数据能力 (financial) 时才请求
   // 无能力时跳过请求, 避免后端抛 CapabilityDenied (403) 导致 free/starter 档弹错误提示
   const { data: caps } = useCapabilities()
   const hasFinancialCap = !!caps?.capabilities?.['financial']
diff --git a/frontend/src/components/data/DepthConfigCard.tsx b/frontend/src/components/data/DepthConfigCard.tsx
index 1fed580..e808690 100644
--- a/frontend/src/components/data/DepthConfigCard.tsx
+++ b/frontend/src/components/data/DepthConfigCard.tsx
@@ -3,12 +3,12 @@ import { useMutation, useQueryClient } from '@tanstack/react-query'
 import { api } from '@/lib/api'
 import { QK } from '@/lib/queryKeys'
 import { usePreferences, useCapabilities } from '@/lib/useSharedQueries'
-import { isExpertOrAbove } from '@/lib/capability-labels'
+import { MissingCapChip } from '@/lib/capability-labels'
 
 /**
  * 五档盘口 sealed(真假涨停) 配置内容(纯内容, 无外框, 由父级 Card 包裹)。
  *
- * - 轮询间隔: Pro 10~120s / Expert 3~120s
+ * - 轮询间隔: 常规 10~120s · 数据源具备实时推送能力时 3~120s
  * - 盘后定版时间: 15:01~18:00, 默认 15:02
  * - disabled 时(监控关闭)输入框禁用
  */
@@ -19,8 +19,9 @@ export function DepthConfigContent({ disabled }: { disabled?: boolean }) {
   const caps = useCapabilities()
 
   const hasDepth = !!caps.data?.capabilities?.['depth5.batch']
-  const tierLabel = caps.data?.label ?? ''
-  const range = isExpertOrAbove(tierLabel) ? { lo: 3, hi: 120 } : { lo: 10, hi: 120 }
+  // 能力判定(非档位): 具备实时推送能力的数据源允许更快的盘口轮询
+  const fastPolling = !!caps.data?.capabilities?.['websocket']
+  const range = fastPolling ? { lo: 3, hi: 120 } : { lo: 10, hi: 120 }
 
   const interval = prefs.data?.depth_polling_interval ?? 10
   const finalizeTime = prefs.data?.depth_finalize_time ?? { hour: 15, minute: 2 }
@@ -45,13 +46,16 @@ export function DepthConfigContent({ disabled }: { disabled?: boolean }) {
     onSuccess: () => qc.invalidateQueries({ queryKey: QK.preferences }),
   })
 
-  // 无能力: 显示升级提示
+  // 无能力: 显示能力缺失说明 + 去数据源配置入口
   if (!hasDepth) {
     return (
-      <p className="text-xs text-muted leading-relaxed">
-        真假涨停判定依赖五档盘口实时快照,需 <span className="text-accent">Pro 及以上套餐</span>。
-        升级后连板梯队将自动区分真封板(显示封单量)与假涨停(归入炸板)。
-      </p>
+      <div className="space-y-2">
+        <p className="text-xs text-muted leading-relaxed">
+          真假涨停判定依赖五档盘口实时快照,该数据当前不可用。
+          配置提供五档盘口的数据源后,连板梯队将自动区分真封板(显示封单量)与假涨停(归入炸板)。
+        </p>
+        <MissingCapChip capKey="depth5.batch" />
+      </div>
     )
   }
 
diff --git a/frontend/src/components/data/ExtendHistoryPanel.tsx b/frontend/src/components/data/ExtendHistoryPanel.tsx
index eee7cc3..0deec0d 100644
--- a/frontend/src/components/data/ExtendHistoryPanel.tsx
+++ b/frontend/src/components/data/ExtendHistoryPanel.tsx
@@ -3,6 +3,7 @@ import { useMutation, useQueryClient } from '@tanstack/react-query'
 import { Loader2 } from 'lucide-react'
 import { api } from '@/lib/api'
 import { QK } from '@/lib/queryKeys'
+import { MissingCapChip } from '@/lib/capability-labels'
 
 export function ExtendHistoryPanel({ caps, isRunning, earliestDate, onStart }: {
   caps: { label: string; capabilities: Record<string, { rpm: number | null; batch: number | null; subscribe: number | null }> } | undefined
@@ -89,9 +90,7 @@ export function ExtendHistoryPanel({ caps, isRunning, earliestDate, onStart }: {
       </button>
 
       {!hasBatchCap && (
-        <span className="text-[10px] text-warning/80 bg-warning/8 rounded px-1.5 py-px font-medium">
-          需 Pro+ 权限
-        </span>
+        <MissingCapChip capKey="kline.daily.batch" />
       )}
     </div>
   )
diff --git a/frontend/src/components/data/MinuteSyncConfig.tsx b/frontend/src/components/data/MinuteSyncConfig.tsx
index bf03056..e104866 100644
--- a/frontend/src/components/data/MinuteSyncConfig.tsx
+++ b/frontend/src/components/data/MinuteSyncConfig.tsx
@@ -3,6 +3,7 @@ import { useMutation, useQuery, useQueryClient } from '@tanstack/react-query'
 import { Loader2, Trash2, Download, Calendar } from 'lucide-react'
 import { api } from '@/lib/api'
 import { QK } from '@/lib/queryKeys'
+import { MissingCapChip } from '@/lib/capability-labels'
 
 export function MinuteSyncConfig({ caps, onJobStart }: { caps: { label: string; capabilities: Record<string, { rpm: number | null; batch: number | null; subscribe: number | null }> } | undefined; onJobStart?: (jobId: string) => void }) {
   const qc = useQueryClient()
@@ -110,7 +111,7 @@ export function MinuteSyncConfig({ caps, onJobStart }: { caps: { label: string;
           </div>
           <span className="text-[10px] text-muted">天</span>
           {!hasMinuteCap && (
-            <span className="text-[10px] text-warning/80 bg-warning/8 rounded px-1.5 py-px font-medium">需 Pro+</span>
+            <MissingCapChip capKey="kline.minute.batch" />
           )}
         </div>
       </div>
diff --git a/frontend/src/components/data/PageSettingsModal.tsx b/frontend/src/components/data/PageSettingsModal.tsx
index 4104a48..d326a20 100644
--- a/frontend/src/components/data/PageSettingsModal.tsx
+++ b/frontend/src/components/data/PageSettingsModal.tsx
@@ -41,8 +41,8 @@ export const DATA_CARD_DEFS: CardDef[] = [
   { key: 'enriched',    label: 'Enriched', desc: '技术指标计算结果',       defaultHiddenIfNoCap: false },
   { key: 'index',       label: '指数',     desc: '主要市场指数日K',        defaultHiddenIfNoCap: false },
   { key: 'etf',         label: 'ETF',      desc: '场内交易基金日K',         defaultHiddenIfNoCap: false, defaultHidden: true },
-  { key: 'minute',      label: '分钟 K',   desc: '分钟级K线(需 Pro+)',     defaultHiddenIfNoCap: true },
-  { key: 'financials',  label: '财务数据', desc: '财报数据(需 Expert)',    defaultHiddenIfNoCap: true },
+  { key: 'minute',      label: '分钟 K',   desc: '分钟级K线(依赖分钟K批量数据)',  defaultHiddenIfNoCap: true },
+  { key: 'financials',  label: '财务数据', desc: '财报数据(依赖财务数据)',    defaultHiddenIfNoCap: true },
   { key: 'regime',      label: '市场环境', desc: '每日环境状态(本地计算)', defaultHiddenIfNoCap: false },
 ]
 
diff --git a/frontend/src/components/data/RepairDailyPanel.tsx b/frontend/src/components/data/RepairDailyPanel.tsx
index 0e88b01..f3ae7fa 100644
--- a/frontend/src/components/data/RepairDailyPanel.tsx
+++ b/frontend/src/components/data/RepairDailyPanel.tsx
@@ -3,6 +3,7 @@ import { useMutation, useQueryClient } from '@tanstack/react-query'
 import { Loader2 } from 'lucide-react'
 import { api } from '@/lib/api'
 import { QK } from '@/lib/queryKeys'
+import { MissingCapChip } from '@/lib/capability-labels'
 import { DatePicker } from '@/components/DatePicker'
 
 function pad(n: number) { return String(n).padStart(2, '0') }
@@ -98,8 +99,8 @@ export function RepairDailyPanel({ caps, isRunning, latestDate, onStart }: {
       </button>
 
       {!hasBatchCap && (
-        <span className="block text-[10px] text-warning/80 bg-warning/8 rounded px-1.5 py-px font-medium text-center">
-          需 Pro+ 权限
+        <span className="block text-center">
+          <MissingCapChip capKey="kline.daily.batch" />
         </span>
       )}
     </div>
diff --git a/frontend/src/components/data/StatCard.tsx b/frontend/src/components/data/StatCard.tsx
index 17e9dd9..00c682b 100644
--- a/frontend/src/components/data/StatCard.tsx
+++ b/frontend/src/components/data/StatCard.tsx
@@ -2,24 +2,25 @@ import { motion } from 'framer-motion'
 import { Loader2, CheckCircle2, Settings, Table2 } from 'lucide-react'
 import { formatNumber } from '@/lib/format'
 import { fmtDate } from '@/lib/format'
+import { MissingCapChip } from '@/lib/capability-labels'
 import { Skeleton } from './Skeleton'
 
-// 卡片能力定义：capKey → 查 capability limits；tierReq → 无权限时显示的档位要求
-// capKey 为空串表示该数据在 free-api 服务器(None 档/Free 档)即可获取,无需付费能力门控。
+// 卡片能力定义：capKey → 查 capability limits；missingCapName → 无权限时提示的能力名
+// capKey 为空串表示该数据在免费服务器(None/Free)或本地即可获取,无需能力门控。
 export const CARD_META: Record<string, {
-  capKey: string   // 对应的 capability key，空串表示本地计算 / free 服务器可用
-  tierReq: string  // 最低档位要求（无权限时显示）
+  capKey: string          // 对应的 capability key，空串表示本地计算 / 免费服务器可用
+  missingCapName: string  // 缺能力时提示的能力名(空串表示缺能力也不显示徽章)
 }> = {
-  // 标的维表走 exchanges 端点,free-api 服务器即可获取,无需付费能力
-  instruments: { capKey: '',                        tierReq: '' },
-  daily:       { capKey: 'kline.daily.batch',       tierReq: 'Starter+' },
-  adj_factor:  { capKey: 'adj_factor',              tierReq: 'Starter+' },
-  enriched:    { capKey: '',                        tierReq: '' },
-  // ETF 复用日K批量能力(免费档 kline.daily.batch 即可),不显示档位徽章
-  etf:         { capKey: 'kline.daily.batch',       tierReq: '' },
-  minute:      { capKey: 'kline.minute.batch',      tierReq: 'Pro+' },
-  financials:  { capKey: 'financial',                tierReq: 'Expert' },
-  regime:      { capKey: '',                        tierReq: '' },
+  // 标的维表走 exchanges 端点,免费服务器即可获取,无需付费能力
+  instruments: { capKey: '',                        missingCapName: '' },
+  daily:       { capKey: 'kline.daily.batch',       missingCapName: '日 K(批量)' },
+  adj_factor:  { capKey: 'adj_factor',              missingCapName: '复权因子' },
+  enriched:    { capKey: '',                        missingCapName: '' },
+  // ETF 复用日K批量能力(免费档即可),缺能力时随日K卡提示,不单独显示徽章
+  etf:         { capKey: 'kline.daily.batch',       missingCapName: '' },
+  minute:      { capKey: 'kline.minute.batch',      missingCapName: '分钟 K(批量)' },
+  financials:  { capKey: 'financial',               missingCapName: '财务数据' },
+  regime:      { capKey: '',                        missingCapName: '' },
 }
 
 export function Pill({ label, value }: { label: string; value: number | string }) {
@@ -31,16 +32,15 @@ export function Pill({ label, value }: { label: string; value: number | string }
   )
 }
 
-function CapBadge({ hasCap, isLocal, tierLabel, tierReq, capInfo, localSuffix, customProvider }: {
+function CapBadge({ hasCap, isLocal, missingCapName, capInfo, localSuffix, customProvider }: {
   hasCap: boolean
   isLocal: boolean
-  tierLabel?: string
-  tierReq?: string
+  missingCapName?: string
   capInfo?: { rpm: number | null; batch: number | null; subscribe: number | null } | undefined
   localSuffix?: string
   customProvider?: string | null
 }) {
-  // 走自定义数据源时, 显示数据源名而非 TickFlow 档位
+  // 走自定义数据源时, 显示数据源名 (能力来源对所有数据源统一表达)
   if (customProvider) {
     return (
       <span className="text-[10px] text-accent/80 bg-accent/8 rounded px-1.5 py-px font-medium">
@@ -57,8 +57,8 @@ function CapBadge({ hasCap, isLocal, tierLabel, tierReq, capInfo, localSuffix, c
     )
   }
 
-  if (hasCap && capInfo && tierLabel) {
-    const parts = [tierLabel, `${capInfo.rpm}/min`]
+  if (hasCap && capInfo) {
+    const parts = ['可用', `${capInfo.rpm}/min`]
     if (capInfo.batch != null && capInfo.batch > 1) parts.push(`${capInfo.batch}股/批`)
     return (
       <span className="text-[10px] text-accent/80 bg-accent/8 rounded px-1.5 py-px font-mono font-medium">
@@ -67,20 +67,15 @@ function CapBadge({ hasCap, isLocal, tierLabel, tierReq, capInfo, localSuffix, c
     )
   }
 
-  if (!hasCap && tierReq && tierReq !== 'Free') {
-    // 缺权限且非 Free 档(付费档位才提示升级);Free 档人人可用,
-    // 若显示"需 Free"会造成 Expert 等用户困惑(通常是探测瞬时失败丢能力)
-    return (
-      <span className="text-[10px] text-warning/90 bg-warning/8 rounded px-1.5 py-px font-medium">
-        需 {tierReq}
-      </span>
-    )
+  if (!hasCap && missingCapName) {
+    // 能力标准对所有数据源一致: 缺能力提示能力名而非档位, 点击跳数据源设置
+    return <MissingCapChip label={missingCapName} />
   }
 
   if (hasCap) {
     return (
       <span className="text-[10px] text-accent/80 bg-accent/8 rounded px-1.5 py-px font-medium">
-        {tierLabel ?? '已授权'}
+        可用
       </span>
     )
   }
@@ -93,7 +88,7 @@ export type FieldTab = { label: string; table: string }
 export function StatCard({
   title, hint, stats, isInstrument = false, loading = false,
   active = false, done = false, skipped = false, stagePct = 0,
-  tierKey, capLimits, tierLabel, customProvider,
+  tierKey, capLimits, customProvider,
   auto, onSettings, onShowFields, settingsOpen, subLabel, localBadgeSuffix, fieldTabs,
 }: {
   title: string
@@ -107,7 +102,6 @@ export function StatCard({
   stagePct?: number
   tierKey?: string
   capLimits?: Record<string, { rpm: number | null; batch: number | null; subscribe: number | null }>
-  tierLabel?: string
   customProvider?: string | null
   onSettings?: () => void
   onShowFields?: (table?: string) => void
@@ -248,8 +242,7 @@ export function StatCard({
           <CapBadge
             hasCap={hasCap}
             isLocal={isLocal}
-            tierLabel={tierLabel}
-            tierReq={meta?.tierReq}
+            missingCapName={meta?.missingCapName}
             capInfo={capInfo}
             localSuffix={localBadgeSuffix}
             customProvider={customProvider}
diff --git a/frontend/src/lib/capability-labels.tsx b/frontend/src/lib/capability-labels.tsx
index bdac3fe..5e94230 100644
--- a/frontend/src/lib/capability-labels.tsx
+++ b/frontend/src/lib/capability-labels.tsx
@@ -1,4 +1,6 @@
 // capability 内部名 → 用户能理解的中文标签
+import { useNavigate } from 'react-router-dom'
+
 export const CAP_LABELS: Record<string, { name: string; hint: string }> = {
   'quote.by_symbol':         { name: '自选股实时监控', hint: 'Free 可按标的查询实时行情,用于少量自选股监控' },
   'quote.batch':             { name: '实时行情(批量)',   hint: '一次拿多只股票的价' },
@@ -9,12 +11,55 @@ export const CAP_LABELS: Record<string, { name: string; hint: string }> = {
   'kline.minute.batch':      { name: '分钟 K(批量)',    hint: '多股分钟 K' },
 
   'depth5':                  { name: '五档盘口',          hint: '买卖五档报价' },
+  'depth5.batch':            { name: '五档盘口(批量)',   hint: '批量买卖五档快照' },
   'websocket':               { name: '实时推送(WS)',    hint: '免轮询的实时行情订阅' },
   'financial':               { name: '财务数据',          hint: '利润表 / 资负表 / 现金流 / 关键指标' },
   'adj_factor':              { name: '复权因子',          hint: '让 MA/MACD 等指标在分红送转日不失真' },
 }
 
-// 套餐等级 —— 用于按档位门控功能(如专线端点 / 按月扩展分钟K)。
+// ===== 数据源无关的能力提示 (所有数据源共用一套标准) =====
+// 功能门槛一律以能力键表达, 不再出现 TickFlow 档位词 (档位仅出现在 TickFlow 专属界面)。
+
+/** 能力键 → 用户可读能力名 */
+export function capName(capKey: string): string {
+  return CAP_LABELS[capKey]?.name ?? capKey
+}
+
+/** 数据不可用标准徽章: 「分钟 K(批量) · 不可用」, 通用状态陈述, 默认点击跳转 设置→数据源 (to=null 关闭跳转) */
+export function MissingCapChip({ capKey, label, to = '/settings?tab=data-sources', className = '' }: {
+  capKey?: string
+  label?: string
+  to?: string | null
+  className?: string
+}) {
+  const navigate = useNavigate()
+  const text = label ?? (capKey != null ? capName(capKey) : '')
+  const content = (
+    <>
+      {text ? `${text} · 不可用` : '不可用'}
+    </>
+  )
+  if (to == null) {
+    return (
+      <span className={`text-[10px] text-warning/90 bg-warning/8 rounded px-1.5 py-px font-medium ${className}`} title="该数据当前不可用">
+        {content}
+      </span>
+    )
+  }
+  return (
+    <button
+      type="button"
+      onClick={(e) => { e.stopPropagation(); navigate(to) }}
+      className={`text-[10px] text-warning/90 bg-warning/8 rounded px-1.5 py-px font-medium hover:bg-warning/15 transition-colors ${className}`}
+      title="前往 设置 → 数据源"
+    >
+      {content}
+    </button>
+  )
+}
+
+// 套餐等级 —— 仅用于 TickFlow 专属界面 (Key 配置 / 端点测速 / 引导页 tickflow 分支)。
+// 通用功能门槛一律用能力键 (capName/needCapText/MissingCapChip), 不用档位词。
 // 基础档提取与后端 quote_service.py 一致:取 label 第一个词("Pro +" → "pro")。
 // none = None 档(无 key / 无效 key),低于 free,仅历史日K无实时行情。
 export const TIER_RANK: Record<string, number> = { none: -1, free: 0, starter: 1, pro: 2, expert: 3 }
diff --git a/frontend/src/lib/watchlist-columns.ts b/frontend/src/lib/watchlist-columns.ts
index 5e01ebf..0abd978 100644
--- a/frontend/src/lib/watchlist-columns.ts
+++ b/frontend/src/lib/watchlist-columns.ts
@@ -72,7 +72,7 @@ export const BUILTIN_COLUMNS: ColumnConfig[] = [
   { id: 'builtin:signals', source: { type: 'builtin', key: 'signals' }, label: '信号', visible: true, align: 'center' },
   { id: 'builtin:candle', source: { type: 'builtin', key: 'candle' }, label: '日k', visible: false, align: 'center' },
   { id: 'builtin:intraday', source: { type: 'builtin', key: 'intraday' }, label: '分时', visible: false, align: 'center' },
-  // 财务指标 (需 Expert 套餐 financial capability, 列默认隐藏)
+  // 财务指标 (需财务数据能力 financial, 列默认隐藏)
   { id: 'builtin:eps', source: { type: 'builtin', key: 'eps' }, label: 'EPS', visible: false, align: 'center' },
   { id: 'builtin:bps', source: { type: 'builtin', key: 'bps' }, label: 'BPS', visible: false, align: 'center' },
   { id: 'builtin:roe', source: { type: 'builtin', key: 'roe' }, label: 'ROE', visible: false, align: 'center' },
diff --git a/frontend/src/pages/Dashboard.tsx b/frontend/src/pages/Dashboard.tsx
index 5f5a7a7..8cbd3ad 100644
--- a/frontend/src/pages/Dashboard.tsx
+++ b/frontend/src/pages/Dashboard.tsx
@@ -668,7 +668,7 @@ export function Dashboard() {
   const currentDate = selectedDate ?? data.as_of ?? ''
   const quoteRunning = (!selectedDate || selectedDate === latestDate) && data.quote_status?.running
   // 实时模式: none / watchlist / full_market。
-  // watchlist (Free 档) 仅自选 ≤5 只实时, 看板呈现的大盘数据实为盘后快照, 需提示避免误读。
+  // watchlist 模式仅自选 ≤5 只实时, 看板呈现的大盘数据实为盘后快照, 需提示避免误读。
   const quoteMode = data.quote_status?.mode as ('none' | 'watchlist' | 'full_market') | undefined
 
   return (
@@ -740,14 +740,14 @@ export function Dashboard() {
         </div>
       </div>
 
-      {/* Free 档提示: 大盘看板为盘后数据, 仅自选股实时。避免用户误读为全市场实时。 */}
+      {/* 自选实时模式提示: 大盘看板为盘后数据, 仅自选股实时。避免用户误读为全市场实时。 */}
       {quoteMode === 'watchlist' && (
         <div className="mb-1.5 flex items-start gap-2 rounded-card border border-amber-500/30 bg-amber-500/8 px-3 py-1.5 text-[11px] leading-relaxed">
           <Info className="mt-0.5 h-3.5 w-3.5 shrink-0 text-amber-500" />
           <div className="min-w-0 flex-1 text-secondary">
             当前为「自选实时」模式,看板展示的大盘数据为<strong className="text-foreground">盘后快照</strong>(最新有数据日),并非盘中实时;
             仅自选股({data.quote_status?.watchlist_symbol_count ?? 0} 只)支持实时监控。
-            <span className="ml-1 text-accent">全市场实时需 Starter+</span>
+            <span className="ml-1 text-accent">全市场实时依赖数据源支持</span>
           </div>
         </div>
       )}
diff --git a/frontend/src/pages/Data.tsx b/frontend/src/pages/Data.tsx
index 7be680d..d8a0c51 100644
--- a/frontend/src/pages/Data.tsx
+++ b/frontend/src/pages/Data.tsx
@@ -29,6 +29,7 @@ import {
   useDataStatus,
 } from '@/lib/useSharedQueries'
 import { useToggleRealtimeQuotes, useUpdateQuoteInterval } from '@/lib/useSharedMutations'
+import { MissingCapChip } from '@/lib/capability-labels'
 import { QK } from '@/lib/queryKeys'
 import { PageHeader } from '@/components/PageHeader'
 import { formatScheduleDatePart, formatScheduleTimePart, isToday } from '@/lib/format'
@@ -400,7 +401,6 @@ export function Data() {
             stagePct={activeCard === 'instruments' ? (job.data?.stage_pct ?? 0) : 0}
             tierKey="instruments"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             auto
             onShowFields={() => setSchemaTable('instruments')}
           />
@@ -418,7 +418,6 @@ export function Data() {
             stagePct={activeCard === 'daily' ? (job.data?.stage_pct ?? 0) : 0}
             tierKey="daily"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             customProvider={getCustomProviderName('daily')}
             auto
             onShowFields={() => setSchemaTable('daily')}
@@ -439,7 +438,6 @@ export function Data() {
             stagePct={activeCard === 'adj_factor' ? (job.data?.stage_pct ?? 0) : 0}
             tierKey="adj_factor"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             customProvider={getCustomProviderName('adj_factor')}
             auto
             onShowFields={() => setSchemaTable('adj_factor')}
@@ -458,7 +456,6 @@ export function Data() {
             stagePct={activeCard === 'enriched' ? (job.data?.stage_pct ?? 0) : 0}
             tierKey="enriched"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             auto
             subLabel={status.data?.indicators_ready === false ? '字段 · 指标计算中…' : '字段 · 指标 · 信号'}
             localBadgeSuffix={`${prefs.data?.enriched_batch_size ?? 1000}只/批`}
@@ -480,7 +477,6 @@ export function Data() {
             stagePct={activeCard === 'index_daily' ? (job.data?.stage_pct ?? 0) : 0}
             tierKey="daily"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             auto={indexAuto}
             subLabel={indexOverviewLabel}
             fieldTabs={[
@@ -502,7 +498,6 @@ export function Data() {
             loading={isLoading}
             tierKey="etf"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             customProvider={getCustomProviderName('etf')}
             auto={etfAuto}
             subLabel="维表 · 日K · 指标"
@@ -527,7 +522,6 @@ export function Data() {
             stagePct={activeCard === 'minute' ? (job.data?.stage_pct ?? 0) : 0}
             tierKey="minute"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             customProvider={getCustomProviderName('minute')}
             auto={minuteAuto}
             onShowFields={() => setSchemaTable('minute')}
@@ -545,7 +539,6 @@ export function Data() {
             loading={isLoading}
             tierKey="financials"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             customProvider={getCustomProviderName('financials')}
             subLabel={`历史股本 · ${historicalShareRows.toLocaleString()} 条`}
             onSettings={hasData ? () => setOpenSettings(v => v === 'financials' ? null : 'financials') : undefined}
@@ -566,7 +559,6 @@ export function Data() {
             stagePct={activeCard === 'regime' ? (job.data?.stage_pct ?? 0) : 0}
             tierKey="regime"
             capLimits={caps.data?.capabilities}
-            tierLabel={caps.data?.label}
             auto={prefs.data?.pipeline_regime_enabled === true}
             subLabel="状态 · 综合分 · 指标"
             onSettings={hasData ? () => setOpenSettings(v => v === 'regime' ? null : 'regime') : undefined}
@@ -662,17 +654,17 @@ export function Data() {
       />
 
       <div className="px-8 py-6 space-y-6 max-w-6xl">
-        {/* None 档提示 —— 非阻断: 无需 Key 也可获取历史日K, 仅实时行情等扩展能力受限 */}
+        {/* 无 Key 提示 —— 非阻断: 历史日K走免费通道, 实时等能力取决于所选数据源 */}
         {isNoKey && (
           <div className="flex items-center gap-2 rounded-card border border-border bg-elevated/40 px-3 py-2 text-xs">
             <Info className="h-4 w-4 shrink-0 text-muted" />
             <span className="text-secondary leading-relaxed">
-              当前为 None 档,将使用免费数据源获取历史日K(无需注册)。
-              配置 API Key 可解锁实时行情监控等扩展能力,前往
+              当前无需 API Key,历史日K将使用免费通道获取。
+              实时行情、分钟K等能力取决于所选数据源,可在
               <Link to="/settings?tab=data-sources" className="mx-0.5 font-medium text-accent hover:underline">
-                配置
+                数据源设置
               </Link>
-              。
+              中配置。
             </span>
           </div>
         )}
@@ -1144,9 +1136,7 @@ export function Data() {
                   )}
                 </button>
                 {!hasDailyBatchCap && (
-                  <span className="text-[10px] text-warning/80 bg-warning/8 rounded px-1.5 py-px font-medium">
-                    需 Starter+ / Pro 批量日 K 权限
-                  </span>
+                  <MissingCapChip capKey="kline.daily.batch" />
                 )}
               </div>
             </div>
diff --git a/frontend/src/pages/Financials.tsx b/frontend/src/pages/Financials.tsx
index e298bb5..1c46508 100644
--- a/frontend/src/pages/Financials.tsx
+++ b/frontend/src/pages/Financials.tsx
@@ -62,15 +62,15 @@ export function Financials() {
   if (!hasFinancial) {
     return (
       <>
-        <PageHeader title="财务分析" subtitle="利润表 / 资负表 / 现金流 / 关键指标 / 股本 / AI分析 · Expert" />
+        <PageHeader title="财务分析" subtitle="利润表 / 资负表 / 现金流 / 关键指标 / 股本 / AI分析" />
         <div className="px-8 py-10">
           <div className="mx-auto max-w-md rounded-card border border-warning/30 bg-warning/[0.04] p-8 text-center">
             <div className="mx-auto flex h-12 w-12 items-center justify-center rounded-full bg-warning/10">
               <Lock className="h-6 w-6 text-warning" />
             </div>
-            <h3 className="mt-4 text-base font-semibold text-foreground">需要 Expert 套餐</h3>
+            <h3 className="mt-4 text-base font-semibold text-foreground">财务数据不可用</h3>
             <p className="mt-2 text-xs leading-relaxed text-secondary">
-              财务数据接口仅 Expert 套餐可用。升级后此页自动显示财务数据面板。
+              当前数据源未提供财务数据。配置提供财务数据的数据源后,此页自动显示财务数据面板。
             </p>
             {/* 当前财务数据源(TickFlow)需付费,后续将接入免费数据源;期间欢迎在 issues 推荐免费源 */}
             <div className="mt-5 rounded-btn border border-accent/25 bg-accent/[0.05] px-3.5 py-3 text-left">
@@ -159,7 +159,7 @@ export function Financials() {
     <>
       <PageHeader
         title="财务分析"
-        subtitle="利润表 / 资负表 / 现金流 / 关键指标 / 股本 / AI分析 · Expert"
+        subtitle="利润表 / 资负表 / 现金流 / 关键指标 / 股本 / AI分析"
         right={
           <div className="flex items-center gap-2">
             <LastStockChip stock={lastStock} onSelect={pick} />
diff --git a/frontend/src/pages/Indices.tsx b/frontend/src/pages/Indices.tsx
index 4496834..ae51cd3 100644
--- a/frontend/src/pages/Indices.tsx
+++ b/frontend/src/pages/Indices.tsx
@@ -75,7 +75,7 @@ export function Indices() {
   const [selectedDate, setSelectedDate] = useState<string | null>(null)
   const [linkedPrice, setLinkedPrice] = useState<number | null>(null)
 
-  // 分时数据需 Pro+ (kline.minute.batch) 能力
+  // 分时数据依赖分钟K批量数据 (kline.minute.batch)
   const caps = useCapabilities()
   const hasMinuteCap = !!caps.data?.capabilities?.['kline.minute.batch']
 
@@ -315,8 +315,8 @@ export function Indices() {
                 {!hasMinuteCap ? (
                   <div className="flex h-full flex-col items-center justify-center gap-2 text-center">
                     <Lock className="h-5 w-5 text-muted" />
-                    <div className="text-xs text-secondary">分时数据权限需 Pro+</div>
-                    <div className="text-[10px] text-muted">升级套餐后可查看指数分时走势</div>
+                    <div className="text-xs text-secondary">指数分时数据不可用</div>
+                    <div className="text-[10px] text-muted">分钟K(批量)数据不可用</div>
                   </div>
                 ) : (
                   <>
diff --git a/frontend/src/pages/LimitUpLadder.tsx b/frontend/src/pages/LimitUpLadder.tsx
index b8b17d9..d267741 100644
--- a/frontend/src/pages/LimitUpLadder.tsx
+++ b/frontend/src/pages/LimitUpLadder.tsx
@@ -259,7 +259,7 @@ const StockCard = React.memo(function StockCard({ stock, extFields, direction, s
   const hasTags = conceptTags.length > 0 || industryTags.length > 0
 
   // 齿轮始终可见: 让免费用户也能看到功能入口, 点开后在菜单内提示权限不足。
-  // Pro+ 用户正常设置; 免费用户保存按钮禁用 + 显示升级提示。
+  // 有五档盘口能力的用户正常设置; 无能力时保存按钮禁用 + 显示能力提示。
   return (
     <div className="relative group w-full">
       {/* 监控设置按钮 (右上角): 不能嵌在卡片 button 内 */}
@@ -615,10 +615,10 @@ function MonitorMenu({ stock, direction, sealMode, monitorRule, anchorRect, hasD
           <button
             onClick={handleSave}
             disabled={saving || !threshold || !hasDepth}
-            title={!hasDepth ? '需 Pro+ 套餐 (批量五档能力)' : ''}
+            title={!hasDepth ? '五档盘口(批量)数据不可用' : ''}
             className="flex-1 h-7 rounded text-[11px] font-medium transition-all cursor-pointer disabled:opacity-40 disabled:cursor-not-allowed bg-accent text-white hover:bg-accent/90 active:scale-[0.98] disabled:active:scale-100"
           >
-            {saving ? '保存中…' : !hasDepth ? '需 Pro+ 套餐' : existing ? '更新监控' : '开启监控'}
+            {saving ? '保存中…' : !hasDepth ? '五档盘口不可用' : existing ? '更新监控' : '开启监控'}
           </button>
         </div>
       </div>
diff --git a/frontend/src/pages/Screener.tsx b/frontend/src/pages/Screener.tsx
index 0b93868..bc2910e 100644
--- a/frontend/src/pages/Screener.tsx
+++ b/frontend/src/pages/Screener.tsx
@@ -7,7 +7,6 @@ import { DEFAULT_STRATEGY_NOTIFY_EVENTS } from '@/lib/strategyMonitorEvents'
 import { toast } from '@/components/Toast'
 import { useDataStatus, usePreferences, useCapabilities, useQuoteStatus } from '@/lib/useSharedQueries'
 import { useWatchlistBatchAdd } from '@/lib/useSharedMutations'
-import { isExpertOrAbove } from '@/lib/capability-labels'
 import { QK } from '@/lib/queryKeys'
 import { storage } from '@/lib/storage'
 import { PageHeader } from '@/components/PageHeader'
@@ -399,13 +398,13 @@ export function Screener() {
     columns.find(c => c.source.type === 'builtin' && c.source.key === 'intraday' && c.visible),
     [columns],
   )
-  // 分时图需 Pro+ (kline.minute.batch), 低档用户开了列也不拉数据
+  // 分时图依赖分钟K批量数据 (kline.minute.batch), 无数据时开了列也不拉
   const caps = useCapabilities()
   const hasMinuteBatch = !!caps.data?.capabilities?.['kline.minute.batch']
   const intradayVisible = !!intradayColumn && hasMinuteBatch && intradayChartVisible
 
   // 分时数据加载策略 (与自选页一致, 简洁优先):
-  //  - 全量加载当前列表 symbol, 但按套餐 batch 上限截断 (Pro=100 / Expert=200),
+  //  - 全量加载当前列表 symbol, 但按数据源 batch 上限截断,
   //    超出时只取前 batch 只并提示用户, 避免一次性发太多请求打爆 rpm 配额
   //  - 刷新: minute_intraday_refresh 偏好开启时按用户设定间隔轮询; 否则仅首次加载,
   //    用户可点表头刷新按钮手动更新
@@ -420,9 +419,7 @@ export function Screener() {
     [displayRows],
   )
   const intradayTruncated = intradayVisible && allIntradaySymbols.length > minuteBatchCap
-  // 是否已是最高档 (Expert+): 最高档时截断提示不再建议"升级套餐"
-  const isMaxTier = isExpertOrAbove(caps.data?.label ?? '')
-  // 截断到 batch 上限 (Pro=100 / Expert=200), 一次请求 = 一次 TickFlow 调用
+  // 截断到 batch 上限, 一次请求 = 一次数据源调用
   const intradaySymbols = useMemo(
     () => intradayTruncated ? allIntradaySymbols.slice(0, minuteBatchCap) : allIntradaySymbols,
     [allIntradaySymbols, intradayTruncated, minuteBatchCap],
@@ -866,11 +863,10 @@ export function Screener() {
                       <span className="num">{result.elapsed_ms.toFixed(1)} ms</span>
                     </div>
                   )}
-                  {/* 分时截断提示: 超套餐上限时在工具栏内联显示, 可关闭 */}
+                  {/* 分时截断提示: 超数据源批量上限时在工具栏内联显示, 可关闭 */}
                   {intradayTruncated && !intradayCapDismissed && (
                     <span className="inline-flex items-center gap-1 text-xs text-warning/90">
-                      分时仅前 {minuteBatchCap}/{allIntradaySymbols.length}
-                      {!isMaxTier && ', 可升级'}
+                      分时仅前 {minuteBatchCap}/{allIntradaySymbols.length} · 受数据源批量上限限制
                       <button
                         type="button"
                         onClick={() => setIntradayCapDismissed(true)}
diff --git a/frontend/src/pages/Watchlist.tsx b/frontend/src/pages/Watchlist.tsx
index e721dd8..39d3da2 100644
--- a/frontend/src/pages/Watchlist.tsx
+++ b/frontend/src/pages/Watchlist.tsx
@@ -412,7 +412,7 @@ function StockSearchBox({
 // 视觉: 内圈实心点 + 外圈 animate-ping 扩散晕, 语义=「在线/活动」。
 // 配色用 accent (电光蓝) 而非绿/红: 项目设计规范规定红绿仅用于价格/K线,
 // UI 状态用 accent, 避免与 A 股涨跌色混淆。
-// 全市场模式 (Starter+) 不显示 —— 全部都在监控, 标记无信息量。
+// 全市场模式不显示 —— 全部都在监控, 标记无信息量。
 function RealtimeDot({ title = '实时监控中' }: { title?: string }) {
   return (
     <span
@@ -731,7 +731,7 @@ export function Watchlist() {
   )
   // 分时列渲染配置（宽高, 来自列定制, 已钳制边界）
   const intradayResolved = useMemo(() => resolveIntradayConfig(intradayColumn?.intradayConfig), [intradayColumn])
-  // 分时图需 Pro+ (kline.minute.batch), 低档用户开了列也不拉数据
+  // 分时图依赖分钟K批量数据 (kline.minute.batch), 无数据时开了列也不拉
   const caps = useCapabilities()
   const hasMinuteBatch = !!caps.data?.capabilities?.['kline.minute.batch']
   const intradayVisible = !!intradayColumn && hasMinuteBatch && intradayChartVisible
@@ -872,7 +872,7 @@ export function Watchlist() {
     return patched
   }, [dailyKVisible, klineBatch.data, enriched.data])
 
-  // 批量分时数据 (Pro+ 用户, 列可见时才拉)
+  // 批量分时数据 (有分钟K批量能力时, 列可见才拉)
   // 刷新策略: 仅当实时行情运行 且 用户在实时监控设置里开启 minute_intraday_refresh 时
   // 按用户设定的间隔轮询 (不接 SSE 高频, 避免每秒拉 TickFlow 触限流); 与 Screener / 设置卡片描述一致。
   const { data: prefsData } = usePreferences()
@@ -1053,8 +1053,8 @@ export function Watchlist() {
   const watchlistContentLoading = list.isLoading || (allSymbols.length > 0 && enriched.isLoading)
 
   // 实时监控圆点: 仅 Free/低档 "按自选股实时监控" 模式 (mode === 'watchlist') 下显示;
-  // Starter+ 全市场模式 (mode === 'full_market') 全部标的都在监控, 标圆点无意义, 故不显示。
-  // 后端 Free 档实际只监控自选页前 N 个 (N = watchlist_symbol_count), 顺序与 allSymbols 一致。
+  // 全市场模式 (mode === 'full_market') 全部标的都在监控, 标圆点无意义, 故不显示。
+  // 后端自选实时模式实际只监控自选页前 N 个 (N = watchlist_symbol_count), 顺序与 allSymbols 一致。
   const realtimeMode = quoteStatus.data?.mode
   const watchlistMonitoredCount = quoteStatus.data?.watchlist_symbol_count ?? 0
   const showRealtimeDot = realtimeRunning && realtimeMode === 'watchlist'
diff --git a/frontend/src/pages/backtest/StrategyBacktest.tsx b/frontend/src/pages/backtest/StrategyBacktest.tsx
index 2c15833..c631035 100644
--- a/frontend/src/pages/backtest/StrategyBacktest.tsx
+++ b/frontend/src/pages/backtest/StrategyBacktest.tsx
@@ -927,7 +927,7 @@ export function StrategyBacktest() {
   const [regimeStates, setRegimeStates] = useState<string[]>(saved?.regimeStates ?? [])
   const [regimeMinScore, setRegimeMinScore] = useState<number | ''>(saved?.regimeMinScore ?? '')
   const [settingsOpen, setSettingsOpen] = useState(false)
-  // 分钟K成交价细化: 不改变信号日或成交日, 需 Pro+ 分钟K能力
+  // 分钟K成交价细化: 不改变信号日或成交日, 依赖分钟K批量数据
   const { data: caps } = useCapabilities()
   const hasMinuteBatch = !!caps?.capabilities?.['kline.minute.batch']
   const toggleMinuteFill = () => {
@@ -1402,7 +1402,7 @@ export function StrategyBacktest() {
                 onClick={toggleMinuteFill}
                 disabled={!hasMinuteBatch}
                 title={!hasMinuteBatch
-                  ? '分钟K成交价：需 Pro+ 权限 (分钟K批量)'
+                  ? '分钟K成交价：分钟K(批量)数据不可用'
                   : '分钟K成交：细化成交价，并为兼容的卖出信号提供下一分钟成交。'
                 }
                 className={`group relative inline-flex h-3.5 w-6 items-center rounded-full shrink-0 transition-colors duration-200 ${
@@ -1417,7 +1417,7 @@ export function StrategyBacktest() {
               </button>
               <span className={`text-[9px] font-medium ${highGranularity ? 'text-amber-400' : 'text-muted/50'}`}>分钟成交</span>
               {!hasMinuteBatch && (
-                <span className="text-[8px] text-accent/70 font-medium bg-accent/10 px-1 py-px rounded">Pro+</span>
+                <span className="text-[8px] text-accent/70 font-medium bg-accent/10 px-1 py-px rounded">分钟K</span>
               )}
             </div>
           </div>
diff --git a/frontend/src/pages/settings/Monitoring.tsx b/frontend/src/pages/settings/Monitoring.tsx
index f42edfb..94607b1 100644
--- a/frontend/src/pages/settings/Monitoring.tsx
+++ b/frontend/src/pages/settings/Monitoring.tsx
@@ -19,7 +19,6 @@ import {
 import { useUpdateQuoteInterval, useToggleRealtimeQuotes } from '@/lib/useSharedMutations'
 import { api } from '@/lib/api'
 import { QK } from '@/lib/queryKeys'
-import { tierRank } from '@/lib/capability-labels'
 import { toast } from '@/components/Toast'
 import { DepthConfigContent } from '@/components/data/DepthConfigCard'
 
@@ -47,12 +46,9 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
   const { data: intervalData } = useQuoteInterval()
   const updateInterval = useUpdateQuoteInterval()
   const toggleQuote = useToggleRealtimeQuotes()
-  const tier = tierRank(caps?.label ?? '')
-  const isNoneTier = tier < 0
-  // None 档但配了自定义实时源时, 后端 is_realtime_allowed 仍返回 True (realtime_mode=full_market)
-  // 此时不应拦截实时监控页 — 用 quoteStatus.realtime_allowed 作为最终判据
-  const realtimeAllowed = quoteStatus?.realtime_allowed ?? !isNoneTier
-  const isFreeTier = tier === 0
+  // 实时模式以 quote_status 为准 (数据源无关): watchlist=自选实时 / full_market=全市场 / none=不可用
+  const quoteMode = quoteStatus?.mode ?? 'none'
+  const isWatchlistMode = quoteMode === 'watchlist'
   const realtimeEnabled = prefs?.realtime_quotes_enabled ?? false
   // 分时图实时刷新间隔 (秒), 与后端 [3,60] clamp 对齐; 默认 6
   const intradayInterval = prefs?.minute_intraday_refresh_interval ?? 6
@@ -111,7 +107,7 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
   const watchlist = useQuery({
     queryKey: QK.watchlist,
     queryFn: () => api.watchlistList(),
-    enabled: isFreeTier && watchlistSymbols.length > 0,
+    enabled: isWatchlistMode && watchlistSymbols.length > 0,
   })
   const watchlistNameBySymbol = new Map(
     (watchlist.data?.symbols ?? []).map(row => [row.symbol, row.name] as const),
@@ -281,29 +277,6 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
     }
   }, [highlight])
 
-  if (isNoneTier && !realtimeAllowed) {
-    return (
-      <div className="flex flex-col items-center justify-center py-20 text-center">
-        <div className="inline-flex items-center justify-center w-14 h-14 rounded-2xl
-                        bg-gradient-to-br from-purple-500/20 to-blue-500/20 mb-5">
-          <Activity className="h-7 w-7 text-purple-400" />
-        </div>
-        <h2 className="text-lg font-medium text-foreground mb-2">实时监控</h2>
-        <p className="text-sm text-secondary max-w-md mb-6">
-          实时行情需要 Free 及以上档位。None 档可使用 free-api 获取历史日K（当日数据需盘后1-2小时），但不能调用付费服务器实时接口。
-        </p>
-        <a
-          href="/settings?tab=data-sources"
-          className="inline-flex items-center gap-2 px-5 py-2.5 rounded-btn
-                     bg-accent text-white text-sm font-medium
-                     hover:bg-accent/90 transition-colors"
-        >
-          配置 API Key 升级
-        </a>
-      </div>
-    )
-  }
-
   return (
     <div className="grid grid-cols-1 lg:grid-cols-[minmax(0,1fr)_minmax(0,1fr)] gap-6 max-w-5xl">
       {/* ========== 左列 ========== */}
@@ -328,7 +301,7 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
               <div className="min-w-0">
                 <div className="text-sm text-foreground">轮询间隔</div>
                 <div className="text-[11px] text-muted">
-                  {isFreeTier ? '每轮拉取自选股实时行情的时间间隔' : '每轮拉取全市场行情的时间间隔'}
+                  {isWatchlistMode ? '每轮拉取自选股实时行情的时间间隔' : '每轮拉取全市场行情的时间间隔'}
                 </div>
               </div>
               <span className="text-[11px] font-mono text-foreground shrink-0 tabular-nums">
@@ -352,10 +325,10 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
           </div>
         </Card>
 
-        {isFreeTier && (
+        {isWatchlistMode && (
         <Card icon={Activity} title="自选股实时">
           <div className="mb-3 rounded-btn border border-accent/25 bg-accent/10 px-3 py-2 text-xs font-medium leading-snug text-accent">
-            Free 档开启实时行情时自动监控「自选」页面前 5 个标的，最低 6 秒刷新。
+            自选实时模式下自动监控「自选」页面前 5 个标的，最低 6 秒刷新。
           </div>
           {watchlistSymbols.length > 0 ? (
             <div className="space-y-1.5">
@@ -374,7 +347,7 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
             </div>
           ) : (
             <div className="rounded-btn border border-border bg-base/40 px-3 py-3 text-xs text-muted">
-              自选列表为空，Free 实时行情开启前请先添加自选股。
+              自选列表为空，开启自选实时前请先添加自选股。
             </div>
           )}
           <div className="mt-2 flex items-center justify-between gap-3">
@@ -388,7 +361,7 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
           </div>
         </Card>
         )}
-        {!isFreeTier && (
+        {!isWatchlistMode && (
         <Card icon={Wifi} title="页面实时刷新">
           <p className="text-xs text-secondary mb-4">
             选择哪些页面跟随 SSE 实时刷新数据。关闭的页面不会被推送，
@@ -412,7 +385,7 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
         <Card icon={Activity} title="分时图刷新">
           <ToggleRow
             label="自选/策略分时图实时刷新"
-            desc={`开启后自选与策略列表的分时图盘中每 ${intradayInterval} 秒自动刷新（需 Pro+ 权限 + 实时行情运行）。关闭时仅打开页面时拉取一次, 可点表头刷新按钮手动更新。`}
+            desc={`开启后自选与策略列表的分时图盘中每 ${intradayInterval} 秒自动刷新（依赖分钟K批量数据 + 实时行情运行）。关闭时仅打开页面时拉取一次, 可点表头刷新按钮手动更新。`}
             checked={prefs?.minute_intraday_refresh ?? false}
             onChange={(v) => save({ minute_intraday_refresh: v })}
           />
@@ -445,7 +418,7 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
           </div>
         </Card>
 
-        {!isFreeTier && (
+        {!isWatchlistMode && (
         <Card icon={BarChart3} title="左侧菜单指数">
           <p className="text-xs text-secondary mb-4">
             选择实时行情开启时，左侧菜单底部显示哪些指数点位和涨跌幅。
@@ -483,7 +456,7 @@ export function SettingsMonitoringPanel({ highlight }: { highlight?: string } =
         <Card
           icon={Flame}
           title="连板梯队降级修正"
-          badge={!hasDepth ? '需 Pro+' : undefined}
+          badge={!hasDepth ? '五档盘口不可用' : undefined}
           right={hasDepth ? (
             <button
               onClick={() => runFix.mutate()}